Banks and ATMs
A Travelers Guide to Banks and ATMs in Vanuatu
A visit to Vanuatu can be an exotic getaway, allowing you to enjoy the natural beauty of the South Pacific.
However, whether you plan to dive and snorkel, enjoy horseback riding, hike the islands or simply relax in Port
Vila or Luganville, you'll need one thing: money. A visit to the islands can be relatively inexpensive. However,
Port Vial and Luganville are not cheap, and you'll need to exchange your dollars and pounds for some vatu (the
local currency). Many resorts in the area feature money exchanges and ATM access; visit HotelsCombined.com to find the best rates on them.
Cash is a necessity
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Australian ANZ and Westpac banks have major presence in Vanuatu,
including ATMs in Port Vila, on Efate island and Louganville, on Espiritu Santo
island
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However, for the average traveler through the islands, cash is a necessity. Maintaining a supply of money
during your trip is not only desirable, it is vital. Without a few thousand vatu, you can't even get a cab, much
less pay for dinner. Many of the restaurants and shops in Port Vila and Luganville do not accept credit cards and
ATM cards; cash is the only option.
The resorts on Tanna, Santo, Efate and elsewhere will take your plastic, but you cannot rely on that throughout
the islands. Some hotels will only accept cash (AU or US $ or vatu). Carrying cash is the only way you can ensure
that you have the funds on hand to enjoy yourself. If you're on a tight budget, you can get by for less than $50
per day if you are very frugal and never eat out. Most travelers will find that they spend upwards of $175 per day
by staying in resorts, taking tours and enjoying the dining options in Port Vila and elsewhere.
Banks and ATMs on islands
So, how do you find ATMs and banks in the islands in order to secure this cash? Well, your options are somewhat
limited. You will not find banks or ATMs in any of the villages around the islands. In fact, Port Vila and
Luganville are the only places that you'll be able to do that. The ANZ bank and the supermarket in Port Vila offer
ATMs for your convenience. Additionally, you'll find that traveler's checks can be used in the cities, though you
should not rely on them throughout the islands. Stock up on 1,000 VT notes, as well as smaller denominations in
coins. Some smaller villages will not make change for bills they cannot break, so be prepared by having the right
cash on hand.
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